@article{
  author = {قسمتی, رضا},
  title = {Investigating the behavior of bank customers after the merger of branches with the development of a cluster analysis model; Case Study: Mellat Bank},
  journal = {Modiriat-e- farda},
  year = {2020},
  volume = {17},
  number = {56},
  pages = {15-26},
  doi = {}
}