%0 Journal Article
%A kazemi, hamidreza, hamidi, naser, hajikarimi, babak
%T Universal Banking Modeling  Based Staff Empowerment  
%J Modiriat-e- farda
%V 19
%N 63
%P 203-216
%D 2020
%R 
%U https://rimag.ir/fa/Article/26768