@article{
  author = {ouraee, seyyed hossein, Esfidani, Mohammadrahim, Keimasi, Masoud},
  title = {Developing a business model framework for commercial banks with an open banking approach},
  journal = {Modiriat-e- farda},
  year = {2021},
  volume = {19},
  number = {65},
  pages = {17-28},
  doi = {}
}